Generated by All in One SEO v4.9.10, this is an llms.txt file, used by LLMs to index the site. # Appbrilliance Appbrilliance ## Sitemaps - [XML Sitemap](https://appbrilliance.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Pages - [Home](https://appbrilliance.com/) - Unlock instant Pay-By-Bank settlement with the first real-time Agentic Payments Platform. - [News & Announcements](https://appbrilliance.com/news-announcements/) - Stablecoins make money programmable for agents. RTP/RfP and FedNow make US Dollars available instantly. AppBrilliance makes the funding event usable, authorized, and commercially viable. - [Beyond Personal Finance in ChatGPT: From Read-Only Financial Intelligence To Control-Enabled Payment and Money Movement APIs](https://appbrilliance.com/beyond-personal-finance-in-chatgpt/) - From Read-Only Financial Intelligence To Control-Enabled Payment and Money Movement APIs - [Footer](https://appbrilliance.com/footer/) - PATENTS US10009773B2 US10785651B2 US10846154B2 US11689927B2 US11797363B2 US11683296B2 US10986504B1 US12363541B2 US12314788B2 US12021842B2 US12133076B2 Home Schedule A Demo Privacy Policy Compliance Copyright © 2026 AppBrilliance, Inc. All Rights Reserved. - [The Missing Control Plane for Agentic Payments](https://appbrilliance.com/the-missing-control-plane-for-agentic-payments/) - Stablecoins make money programmable for agents. RTP/RfP and FedNow make US Dollars available instantly. AppBrilliance makes the funding event usable... - [Reality-Compatible Agentic Payments](https://appbrilliance.com/reality-compatible-agentic-payments/) - Why human-in-the-loop orchestration is the practical path to real-time, bank-based agentic commerce - [Agentic payments won't replace human approvals, just everything else.](https://appbrilliance.com/agentic-payments-need-humans/) - Agentic payments won’t replace human approvals, just everything else A thought piece on workflow-native payments and the rise of agentic commerce February 4, 2026 Payments aren’t transactions, they’re workflows. If you’ve ever tried to complete a complex payment flow – especially anything that involves a bank app, redirects, out-of-band approvals, reference numbers, or returning to A thought piece on workflow-native payments and the rise of agentic commerce - [Privacy Policy](https://appbrilliance.com/privacy-policy/) - Privacy Policy Effective date: October 15, 2025AppBrilliance, Inc. does not collect (and therefore cannot share) any Personal Financial Data (including access credentials) in association with the use of any of our Software. Our licensees maintain their own Privacy Policies and Terms of Service. The privacy policy below relates to the AppBrilliance Software..AppBrilliance, Inc. (“us”, “we”, or - [About](https://appbrilliance.com/about/) - OUR STORY AppBrilliance is revolutionizing digital transactions with its novel Agentic Payments Platform. AppBrilliance enables seamless integration of instant payment systems (RTP & FedNow) and open banking protocols for secure and frictionless transactions. Our technology has been awarded 9 US patents to date. OUR TEAM Bradley Riss, Co-CEOBradley has operated in the payment sector across - [AppBrilliance Employee SMS Opt-in](https://appbrilliance.com/appbrilliance-employee-sms-opt-in/) - As an employee of AppBrilliance, Inc you will be receiving periodic SMS messages from the platform for the purposes of alerting you of events with the platform that require your attention. Thank You, AppBrilliance - [AppBrilliance - Real-Time Payments](https://appbrilliance.com/ab-real-time-payments/) - REAL-TIME PAYMENTS WITH APPBRILLIANCE Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Receive good funds from your customers instantly. REAL-TIME MADE SIMPLE THE MONEY API FLOW Only AppBrilliance's patented technology allows for users to use real-time payment capabilities WITHOUT EVER LEAVING YOUR WEBSITE OR APPLICATION. Without - [Wealthfront + AppBrilliance](https://appbrilliance.com/wealthfront-appbrilliance/) - Wealthfront + AppBrilliance Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Your customers will have the ability to fund their accounts IMMEDIATELY and Wealthfront receives good funds instantly. THE MONEY API PROVIDES A SIMPLE USER EXPERIENCE WITH REAL-TIME, ACCOUNT-TO-ACCOUNT PAYMENTS USE THIS FORM TO SPECIFY - [Acorns + AppBrilliance](https://appbrilliance.com/acorns-appbrilliance/) - Acorns + AppBrilliance Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Your customers will have the ability to fund their accounts IMMEDIATELY and Acorns receives good funds instantly. THE MONEY API PROVIDES A SIMPLE USER EXPERIENCE WITH REAL-TIME, ACCOUNT-TO-ACCOUNT PAYMENTS USE THIS FORM TO SPECIFY - [Stash + AppBrilliance](https://appbrilliance.com/stash-appbrilliance-2/) - Stash + AppBrilliance We identified Stash as an ideal candidate for integration with our Money API. Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Your customers will have the ability to fund their accounts IMMEDIATELY and Stash receives good funds instantly. THE MONEY API PROVIDES - [Ally + AppBrilliance](https://appbrilliance.com/ally-appbrilliance/) - Ally + AppBrilliance We identified Ally as an ideal candidate for integration with our Money API. Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Your customers will have the ability to fund their accounts IMMEDIATELY and Ally receives good funds instantly. THE MONEY API PROVIDES - [Webull + AppBrilliance](https://appbrilliance.com/webull/) - Webull + AppBrilliance We identified Webull as an ideal candidate for integration with our Money API. Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Your customers will have the ability to fund their accounts IMMEDIATELY and Webull receives good funds instantly. THE MONEY API PROVIDES - [Betterment + AppBrilliance](https://appbrilliance.com/betterment-ab/) - Betterment + AppBrilliance We identified Betterment as an ideal candidate for integration with our Money API. Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Your customers will have the ability to fund their accounts IMMEDIATELY and Betterment receives good funds instantly. THE MONEY API PROVIDES - [Stash + AppBrilliance](https://appbrilliance.com/stash-appbrilliance/) - Stash + AppBrilliance We identified Stash as an ideal candidate for integration with our Money API. Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Your customers will have the ability to fund their accounts IMMEDIATELY and Stash receives good funds instantly. THE MONEY API PROVIDES - [StartEngine + AppBrilliance](https://appbrilliance.com/startengine-ab/) - StartEngine + AppBrilliance We identified StartEngine as an ideal candidate for integration with our Money API. Our solution works WITH your existing money movement options and provides an alternative to ACH with real-time payments. Your customers will have the ability to fund their accounts IMMEDIATELY and StartEngine receives good funds instantly. THE MONEY API PROVIDES - [Contact](https://appbrilliance.com/contact-us/) - SCHEDULE A DEMO If you would like a demo or more information, please fill out the form and we will contact you at our first opportunity. Your Name (required) Your Email (required) Your Company (required) Tell us how we can help you (required) ## Categories - [news](https://appbrilliance.com/category/news/)