OUR STORY 

AppBrilliance is revolutionizing digital transactions with its novel Agentic Payments Platform. AppBrilliance enables seamless integration of instant payment systems (RTP & FedNow) and open banking protocols for secure and frictionless transactions. Our technology has been awarded 9 US patents to date.
OUR TEAM

Bradley Riss, Co-CEO

Bradley has operated in the payment sector across Europe, Asia and North America. He has held key positions at Checkout.com, Adyen and is the co-founder of global instant payment leader, Meridian. Throughout these roles, he was responsible for supporting the largest merchants and fintechs globally, guiding their payment strategies. Bradley has a track record of building the future of payments across evolving traditional and blockchain rails.

C. Eric Smith, Founder/Co-CEO

Eric is a software industry veteran with over 25 years of startup experience. As Founder and CEO of AppBrilliance, he drives the company’s strategic business and technology vision and is the principle architect and inventor of the company’s patented technologies. In his career, he has been responsible for many strategic relationships with companies like eBay, Inc., VeriSign, Nuance Corporation, Q2eBanking.

Sergio Ayestarán, Co-Founder/CoCTO

Sergio is an experienced software developer with over 17 years in the industry. He pioneered the implementation of the company’s patented technology. Sergio specializes in horizontally scalable distributed systems, big data technologies and machine learning. Previously, Sergio helped develop the Debit Card processing systems used by over half of all banks in Argentina.

Ben Benner, Co-CTO

Ben has over 25 years experience in software, focusing primarily on web-services APIs and the web applications that consume those APIs, having served in a variety of roles ranging from Senior Developer to Co-CTO. He has always been hands-on in his roles, ensuring a holistic understanding of the technologies that were being development and implemented. Ben has worked at early-stage startups and publicly traded companies like GoDaddy.

Mike Hall, VP Product

Mike is a veteran of the Austin startup community with over 20 years of experience bringing  new technologies to market.  He has been an instrumental product leader with a strong track record in engineering, product marketing, and business development.  Recent ventures include financial rewards, machine learning and integrating faster-payment rails for general consumers.

Steve Mott, Special Payments Advisor

Steve has spent four decades in electronic payments and security: in executive capacities at Cognitive Systems, Mastercard, and Priceline, as lead consultant at Merchant Customer Exchange (MCX), SME with the Federal Reserve on mobile payments and security and with the Merchant Advisory Group, and served as a steering committee member of the Faster Payments Task Forces, and on the Board of the Faster Payments Council.  He has consulted to just about every sector of the payments ecosystem–from startups to the biggest players–focused primarily on debit and real-time payments in online, mobile and digital venues.